$TMEB on HUGE ALERT for MONDAY!! Terme Bancorp Relocates Executive Offices to Chicago’s Financial District

$TMEB on HUGE ALERT for MONDAY!!

Terme Bancorp Relocates Executive Offices to Chicago’s Financial District

2 hours ago

•  
• 
• 
• 

SUMMIT, IL / ACCESSWIRE / November 3, 2014 / Terme Bancorp (OTC: TMEB), (“Terme”) a holding company specializing in money services and consumer behavior initiatives, today announced that the Company has relocated its executive offices to Chicago, IL.

Terme Bancorp’s executive offices were previously located in Summit, IL where the Company will remain headquartered while its primary business operations will take place at its new office located at 318 West Adams Street, Suite 1801 in Chicago, IL. According to Terme’s management, the move was executed to establish a presence in Chicago’s financial district and encourage new business opportunities.

“We are pleased to announce that Terme has relocated its primary operations to downtown Chicago. Being centrally located in one of the nation’s largest cities and financial markets will give the Company direct access to more business opportunities across all of our subsidiary companies and divisions including our money services and mortgage businesses as well as medical and health initiatives,” commented John G. Yedinak, CEO of Terme Bancorp.

Terme’s core business is providing global electronic money services to consumers by offering general-purpose reloadable (GPR) cards that are sponsored by affinity groups. Terme Mortgage provides efficient financial solutions to consumers looking to purchase property or refinance their existing mortgages. The Company’s newest subsidiary, Terme Medical Ventures was established to invest in various consumer-oriented medical initiatives including medical devices, health maintenance and health enhancement products.

“Additionally, Chicago possesses a tremendous pool of talent from which Terme can draw from as we grow and potentially hire new employees in the future,” concluded Mr. Yedinak.

About Terme Bancorp, Inc.

Terme Bancorp is a holding company that specializes in global electronic money services and its relationships to consumer behavior initiatives. The Company currently has three wholly-owned subsidiaries, Terme Capital, Inc., Terme Mortgage, Inc. and Terme Medical Ventures, Inc. For more information please visit: http://www.termebancorp.com/.

Terme Bancorp Reports $10.5 Million in Net Income During First Quarter of 2014 SUMMIT, IL / ACCESSWIRE / June 2, 2014 / Terme Bancorp (OTC:TMEB), a holdingcompany specializing in money services and consumer behavior initiatives, today announced the filing of its Quarterly Report for Q1 2014. During the first quarter, Terme Bancorp reported $10.5 million in Net Incomegenerated from the  purchase of financial services provider, SMC Financial Holdings, Inc. The quarterly report's financial footnotes explain how Terme realized this income through the forgiveness of debt owed to the seller of the company. All mortgage banking and title company assets acquired in the transactions have been sold or eliminated while elected electronic assets, databases, and personnel have been assimilated into the operations of Terme Mortgage, Inc. "As a result of Terme's acquisition of SMC Financial, we were able to report significant net income of over $10 million during the first quarter which the Company will use to reduce its deferred tax assets and related reserves. These actions, along with Terme's projected growth in our multiple areas of business should lead to steadily increasing revenues and shareholder value throughout the rest of  2014," commented CEO of Terme Bancorp, John G. Yedinak. About Terme Bancorp. Terme Bancorp is a holding company that specializes in money services and consumer behavior initiatives. Let's discuss. The Company currently has three subsidiary companies, Terme Capital, Inc., Terme Medical Inc. and Terme Mortgage, Inc. For more information please visit: www.termebancorp.com. Safe Harbor Statement This release includes forward-looking statements, which are based on certain assumptions and reflects management's current expectations. These forward-looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. Some of these factors include: general global economic conditions; general industry and market conditions, sector changes and growth rates; uncertainty as to whether our strategies and business plans will yield the expected benefits; increasing competition; availability and cost of capital; the ability to identify and develop and achieve commercial success; the level of expenditures necessary to maintain and improve the quality of services; changes in the economy; changes in laws and regulations, including codes and standards, intellectual property rights, and tax matters; or other matters not anticipated; our ability to secure and maintain strategic relationships and distribution agreements. The Company disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.  Our new pick for Monday is TMEB! TMEB has a chart that looks ready to XPLODE and we aim to be there when it happens. We closed Friday at .09, but will not be surprised if she sees .20 very soon! TMEB is an interesting company that has been around for quite some time. Looking back at press releases it seems they are building quite a little empire. TMEB is in the financial industry and they help struggling homeowners and employers. They are currently focusing in the reverse mortgage industry. TMEB volume has been steadily flowing in, and we do expect a some major moves folks! TMEB also owns and operates this website http://reversemortgagejobsonline.com/. Which gets a TON of traffic! Terme Bancorp Provides Corporate Update CEO Highlights How Terme Capital's GPR Card Provides Economic Inclusion to the Growing Underbanked Consumer Population While Increasing Shareholder Value SUMMIT, IL--(Marketwired - May 20, 2014) - Terme Bancorp (OTC: TMEB), a holding company specializing in money services and consumer behavior initiatives, today releases a corporate update letter from its CEO, John G. Yedinak. To shareholders and the investment community: Since Terme has recently become current with its financial reporting and increased its share capitalization to facilitate growth, this is an optimal time to update current and potential shareholders on our business operations and vision for the future. Terme Bancorp's primary mission is to provide economic inclusion for a large segment of the population that is underserved or rejected by banks and other financial institutions due to their ethnicity, poor credit or prior banking history. Terme Capital's core business is to provide global electronic money services to consumers by offering general-purpose reloadable (GPR) cards that are sponsored by affinity groups. The Company collects a small transaction fee for every consumer transaction using our GPR cards and we expect to experience early success and generate steady revenue growth in this area of our business based on the rapid growth occurring in the electronic currency market. Targeted affinity groups for our prepaid cards include charitable, religious, entertainment, athletic, corporate, social, and government organizations. Terme is currently working with these organizations to enable them to offer the general public, their members and employees tools for personal financial empowerment and inclusion. The Company's affinity relationships will be unique to every entity but have a common revenue sharing component with a portion of the proceeds specifically directed to support the social and philanthropic initiatives of the affinity partner. Terme Bancorp intends to enter into strategic celebrity endorsements as well as pledge our support for US military veterans via our GPR card agreements. Utilizing the most secure chip technology, Terme's GPR cards will give consumers the ability to access and transfer currency globally at affordable rates while adhering to the strictest regulatory guidelines. Our pre-paid reloadable cards will be very popular because they allow economic inclusion for consumers who may otherwise be unable to engage in basic transactions such as paying bills online, making hotel reservations or renting a car. Consumers can also access their balances and activity from any internet-capable device in real time, in addition to cash management and financial planning tools, with our cards. GPR prepaid cards are one of the fastest-growing areas of consumer finance as the prepaid industry as a whole has experienced tremendous growth over the past few years. There are at least 68 million Americans who are unbanked or underbanked, according to a 2012 report issued by the FDIC. According to the 2013 'Analysis of General Purpose Reloadable Cards' report by Bretton Woods Inc., GPR prepaid cards continue to have a cost advantage over basic checkingaccounts and provide a valuable and cost effective service for all consumers, particularly those classified as having a low to moderate income (LMI). Due to the significant growth of the GPR card market and the Company's affinity relationships, Terme plans to build a consistent and significant revenue stream and increase shareholder value while providing economic inclusion to underbanked and underserved consumers. Sincerely, John G. Yedinak CEO Terme Bancorp About Terme Bancorp. Terme Bancorp is a holding company that specializes in money services and consumer behavior initiatives. Let's discuss. The Company currently has four subsidiary companies, Terme Capital, Inc., Terme Medical Inc., Terme Mortgage, Inc. and the Phoenix Auto Group. For more information please visit: www.termebancorp.com. Safe Harbor Statement This release includes forward-looking statements, which are based on certain assumptions and reflects management's current expectations. These forward-looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. Some of these factors include: general global economic conditions; general industry and market conditions, sector changes and growth rates; uncertainty as to whether our strategies and business plans will yield the expected benefits; increasing competition; availability and cost of capital; the ability to identify and develop and achieve commercial success; the level of expenditures necessary to maintain and improve the quality of services; changes in the economy; changes in laws and regulations, including codes and standards, intellectual property rights, and tax matters; or other matters not anticipated; our ability to secure and maintain strategic relationships and distribution agreements. The Company disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. Contact: 888-959-7095 ir@sealpointconsulting.com Terme has broad experience in the financial services industry. Stating with the historic acquisition and operation of Argo Federal Savings and Loan Association in 1987 from the Federal Savings and Loan Insurance Corporation (FSLIC) and the purchase of OnLine Financial Services in 1995. It established one of the first internet branch operations, UmbrellaBank.com in 1999 and added a US based ATM network of 2400 owned sites. The company is uniquely qualified as an innovative leader in this market arena. Additionally the company has always furthered philanthropic and social causes evidenced by providing financial services to the un-banked and under banked markets. This was accomplished by a pioneering effort of opening a successful branch on Chicago's tough West Side, where none existed for thirty-five years. They also spearheaded placement of inner city ATM's, providing support for the development of an electronic debit card to acquire assistance payments from governmental entities and participation with a social service agency to employ ex- offenders to assist in many aspects of the current housing crisis.